> ## Documentation Index
> Fetch the complete documentation index at: https://docs.bouclay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Commit what a request used

> **Early access.** Not yet turned on for every account: until it is, this answers `404 not_found`. Build against it now and ask us to turn it on.

Records what the request actually used and closes the hold in one
step: one meter event per meter (identifier `{hold id}:{eventName}`,
dated now), billed by the period's invoice like any other usage. The
hold stops counting the moment its usage starts to, so the credit is
never counted twice. A meter you leave out committed nothing.

Less than was held releases the rest. More is accepted: the extra is
ordinary usage, and what the credit can't cover is collected by the
invoice. A committed hold is returned as it is when you retry, so no
`Idempotency-Key` is needed. A hold past its expiry is refused with
`409 hold_expired` (send the usage as a meter event instead), and a
released one with `409 hold_settled`. Needs `credits:write` on a
restricted key.




## OpenAPI

````yaml /api/openapi.yaml post /credit-holds/{creditHold}/commit
openapi: 3.1.0
info:
  title: Bouclay API
  version: 1.0.0
  summary: Integrator API for Bouclay subscriptions, invoices, payments, and webhooks.
  description: >
    Bouclay is managed recurring-billing infrastructure for African payment

    gateways. Integrators connect their own gateway account (Bachs, with Nomba,

    Paystack and Flutterwave in early access) and use this API to manage
    customers, catalog, subscriptions,

    entitlements, usage metering, invoices, payment-method checkout sessions,
    payments, and

    outbound event history.


    Bouclay never holds funds — every charge, refund, and payout happens on your

    own gateway account, with your own keys. Which gateway settles a given
    charge

    is Bouclay's concern, not yours: a stored card always charges through the

    gateway that issued its token.


    ## Early access


    Some of this API is documented ahead of its release, so you can build

    against it now. Those operations carry an **Early access** badge, and so

    do the request fields that depend on them (graduated, volume and package

    pricing, usage-based prices, usage thresholds). Until a feature is turned

    on for your account, its endpoints answer `404 not_found`, its fields are

    refused with a `422`, and a restricted key cannot be given its scopes.

    Ask us to turn it on. Nothing you already rely on changes when it is.
servers:
  - url: https://bouclay.com/api/v1
    description: Production
security:
  - SecretKeyAuth: []
tags:
  - name: Customers
  - name: Customer addresses
  - name: Payment methods
  - name: Entitlements
    description: >-
      Early access: answers `404 not_found` until it is turned on for your
      account.
  - name: Credits
    description: >-
      What a customer has left to spend. Money owed back to a customer is their
      balance, one per currency; their next invoice spends it after tax, like a
      payment, and collects the rest. Promotional credit you give is held in
      lots (credit grants), each with its own expiry; the next invoice spends it
      before tax, so it lowers the VAT like a discount.
  - name: Catalog
  - name: Payment links
    description: >-
      A shareable checkout page for one price, the same link a price's "Payment
      link" makes in the dashboard. Buyers enter their email and pay; a
      subscription price starts the subscription once paid.
  - name: Meters
    description: >-
      Early access: answers `404 not_found` until it is turned on for your
      account.
  - name: Usage
    description: >-
      Early access: answers `404 not_found` until it is turned on for your
      account.
  - name: Discounts
    description: >-
      Early access: answers `404 not_found` until it is turned on for your
      account.
  - name: Subscriptions
  - name: Invoices
  - name: Metrics
    description: >-
      Early access: answers `404 not_found` until it is turned on for your
      account. Revenue metrics measured from each subscription's monthly
      recurring amount (MRR). `active` and `past_due` subscriptions count;
      trials, pauses and metered usage do not. Amounts are major units, rates
      are percentages (105.25 means 105.25%), and currencies are never summed.
  - name: Credit notes
    description: >-
      A credit note corrects an issued invoice without changing it: "of this
      invoice, this much is no longer owed". Each one has its own number in an
      unbroken sequence (`{prefix}-CN-0001`) and never changes once issued. On
      an unpaid invoice the credit comes off `amountDue`; on a paid one it goes
      back to the customer, refunded to the card, added to the customer balance
      or settled outside Bouclay. What the customer balance paid of an invoice
      always goes back to the balance first. An invoice always satisfies
      `amountDue = total - amountPaid - amountCredited - balanceApplied`. Every
      refund also issues a credit note.
  - name: Payments
  - name: Refunds
    description: >-
      A refund goes back through the gateway that took the payment. Refund part
      of a payment and it stays `succeeded`; refund all of it and it becomes
      `refunded`.
  - name: Chargebacks
    description: >-
      A chargeback is a payment the customer's bank took back. Record one when
      your payment provider reports it, with the provider's dispute reference,
      then record how the dispute ended. While it is open, Bouclay doesn't
      charge or chase the subscription. A chargeback on a credit top-up takes
      back the unspent credit and its bonus; winning the dispute puts back
      exactly that. Uses the `refunds` scope.
  - name: Events
  - name: Checkout sessions
  - name: Portal sessions
  - name: Webhook endpoints
paths:
  /credit-holds/{creditHold}/commit:
    parameters:
      - $ref: '#/components/parameters/CreditHoldId'
    post:
      tags:
        - Credits
      summary: Commit what a request used
      description: >
        **Early access.** Not yet turned on for every account: until it is, this
        answers `404 not_found`. Build against it now and ask us to turn it on.


        Records what the request actually used and closes the hold in one

        step: one meter event per meter (identifier `{hold id}:{eventName}`,

        dated now), billed by the period's invoice like any other usage. The

        hold stops counting the moment its usage starts to, so the credit is

        never counted twice. A meter you leave out committed nothing.


        Less than was held releases the rest. More is accepted: the extra is

        ordinary usage, and what the credit can't cover is collected by the

        invoice. A committed hold is returned as it is when you retry, so no

        `Idempotency-Key` is needed. A hold past its expiry is refused with

        `409 hold_expired` (send the usage as a meter event instead), and a

        released one with `409 hold_settled`. Needs `credits:write` on a

        restricted key.
      operationId: commitCreditHold
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
                - usage
              properties:
                usage:
                  type: array
                  maxItems: 20
                  items:
                    type: object
                    required:
                      - eventName
                      - value
                    properties:
                      eventName:
                        type: string
                        example: tokens
                      value:
                        type: integer
                        minimum: 0
                        example: 3120
      responses:
        '200':
          $ref: '#/components/responses/CreditHold'
        '404':
          $ref: '#/components/responses/Error'
        '409':
          $ref: '#/components/responses/Error'
        '422':
          $ref: '#/components/responses/Error'
components:
  parameters:
    CreditHoldId:
      name: creditHold
      in: path
      required: true
      schema:
        type: string
      example: hold_123
  responses:
    CreditHold:
      description: Credit hold response.
      content:
        application/json:
          schema:
            allOf:
              - $ref: '#/components/schemas/ResourceEnvelope'
              - type: object
                properties:
                  data:
                    $ref: '#/components/schemas/CreditHold'
    Error:
      description: Structured API error.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  schemas:
    ResourceEnvelope:
      type: object
      required:
        - data
        - meta
      properties:
        data:
          type: object
        meta:
          $ref: '#/components/schemas/Meta'
    CreditHold:
      type: object
      description: >-
        Usage reserved against a customer's prepaid credit before a request,
        then committed or released.
      properties:
        id:
          type: string
          example: hold_123
        object:
          type: string
          const: credit_hold
        customer:
          type: object
          properties:
            id:
              type: string
        status:
          type: string
          enum:
            - held
            - committed
            - released
            - expired
        currency:
          type: string
          example: NGN
        amount:
          type: number
          description: What the hold took from the credit when it was made, in major units.
        usage:
          type: array
          items:
            type: object
            properties:
              eventName:
                type: string
              value:
                type: integer
                description: The usage held.
              committed:
                type:
                  - integer
                  - 'null'
                description: The usage committed, once it is.
        reference:
          type:
            - string
            - 'null'
        customData:
          type:
            - object
            - 'null'
        expiresAt:
          type: string
          format: date-time
        settledAt:
          type:
            - string
            - 'null'
          format: date-time
          description: When it was committed, released or expired.
        createdAt:
          type: string
          format: date-time
    ErrorResponse:
      type: object
      required:
        - error
        - meta
      properties:
        error:
          type: object
          required:
            - type
            - code
            - detail
          properties:
            type:
              type: string
              enum:
                - request_error
                - api_error
              description: >-
                `api_error` with code `internal_error` (HTTP 500) means the
                fault is ours: retry with the same Idempotency-Key.
              example: request_error
            code:
              type: string
              enum:
                - authentication_failed
                - permission_denied
                - invalid_field
                - invalid_cursor
                - idempotency_conflict
                - meter_not_found
                - meter_archived
                - customer_not_found
                - timestamp_in_future
                - usage_period_closed
                - subscription_paused
                - missing_property
                - invalid_value
                - conflict
                - subscription_suspended
                - no_upcoming_invoice
                - not_found
                - request_error
                - internal_error
            detail:
              type: string
            errors:
              type: array
              items:
                type: object
                required:
                  - field
                  - message
                properties:
                  field:
                    type: string
                  message:
                    type: string
        meta:
          $ref: '#/components/schemas/Meta'
    Meta:
      type: object
      required:
        - requestId
      properties:
        requestId:
          type: string
          example: req_550e8400-e29b-41d4-a716-446655440000
  securitySchemes:
    SecretKeyAuth:
      type: http
      scheme: bearer
      bearerFormat: '{sk|rk}_{mode}_{random}'
      description: >
        Use a Bouclay secret key (`sk_test_...`, `sk_live_...`) or restricted
        key

        (`rk_test_...`, `rk_live_...`).


        A secret key can call every endpoint. A restricted key can only call the

        endpoints its scopes cover. A scope is `{resource}:{access}`, for
        example

        `customers:read` or `refunds:write`, and write includes read. `GET`

        requests need read access and everything else needs write, except

        `POST /subscriptions/{id}/items/{item}/preview`, which only needs

        `subscriptions:read`. A request outside the key's scopes gets `403

        permission_denied` naming the missing scope, and its `Idempotency-Key`

        is not used up.


        | Resource | Endpoints | Access |

        | --- | --- | --- |

        | `customers` | customers, their addresses and payment methods | read,
        write |

        | `entitlements` | `/customers/{id}/entitlements` | read |

        | `credits` | `/customers/{id}/credit-balance`, credit purchases, credit
        grants, auto-reloads, credit holds (committing one records its usage) |
        read, write |

        | `catalog` | products, plans, prices | read, write |

        | `meters` | meters | read, write |

        | `usage` | meter events, `/customers/{id}/usage` | read, write |

        | `discounts` | discounts | read |

        | `subscriptions` | subscriptions | read, write |

        | `invoices` | invoices | read, write |

        | `credit_notes` | credit notes, `POST /invoices/{id}/credit-notes` (a
        refund to the card also needs `refunds:write`) | read, write |

        | `payments` | payments | read |

        | `refunds` | refunds, `POST /payments/{id}/refunds`, chargebacks and
        their outcome | read, write |

        | `checkout_sessions` | checkout sessions | read, write |

        | `portal_sessions` | portal sessions | write |

        | `events` | events | read |

        | `webhook_endpoints` | webhook endpoints | read, write |

        | `metrics` | metrics | read |


        Publishable keys (`pk_...`) are rejected by server-side API endpoints. A

        key's mode scopes what it can see and charge: a test key can never reach

        a live card.

````

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